Eliminate the Cash Flow Strain of 30 to 90-Day Corporate Credit Terms
Convert unpaid invoices into immediate working capital with tailored payroll funding solutions specifically designed for temporary staffing agencies that place temp workers with security companies.
Waiting 30 to 90 days for private and corporate security clients to settle invoices in the United States and Canada can severely disrupt your weekly payroll. We address this cash flow bottleneck by advancing up to 95% of your invoice value within 24 hours.
Comprehensive Financial & Free Back-Office Solutions for Security Agencies
We offer more than just capital. Our services act as an operational extension of your business to reduce administrative burdens across North America:
Advances Up to 95%: Access the highest advance rates in the factoring industry to keep your cash reserves robust.
Flexible Payroll Funding Structures: Evaluate the creditworthiness of new private or corporate security clients before you sign a contract.
Free Credit Checks: Evaluate the creditworthiness of new private or corporate security clients before you sign a contract.
Free Billing & Collections: Benefit from our complimentary back-office management, allowing us to handle invoice delivery and professional collections while you focus on placement.
Understanding Your Options: Recourse vs. Non-Recourse Staffing Factoring
Every staffing agency has a unique risk profile, which is why we offer two primary factoring structures to our clients in the US and Canada:
RECOURSE FACTORING
Your agency agrees to buy back the invoice if your security client fails to pay within a designated timeframe. This option delivers the lowest factoring fees.
Credit Risk: Agency retains ultimate liability.
Cost Profile: Lower, highly competitive fee rates.
Best Used For: Prime, highly stable corporate clients.
NON-RECOURSE FACTORING
The factoring/payroll funding company assumes the financial risk if your corporate client files for bankruptcy or becomes insolvent. This provides maximum protection against bad debt.
Credit Risk: The factor absorbs credit loss.
Cost Profile: Slightly higher risk-premium fee.
Best Used For: Newer clients or volatile private accounts.
Our Simple 4-Step Funding Process
1. Deploy & Invoice
Place your contract security guards and send your invoices to factoring company.
2. Verify & Approve:
We run fast, automated verifications on the invoices submitted.
3. Receive Cash
We advance up to 95% of the total invoice value directly to your operating account within 24 business hours.
4. Settle Balance
Our team handles collection from your security client. Once paid, we release the remaining 5% reserve to you, minus a transparent factoring fee.
Frequently Asked Questions about Security Staffing Factoring
What is the difference between payroll funding and staffing factoring?
None! In the temporary placement staffing industry, payroll funding and staffing factoring/invoice factoring are the same process, as both involve an invoice factoring facility that provides a consistent flow of capital to regularly meet payroll.
How does security staffing factoring differ from a standard bank loan?
Bank loans require pristine credit history, lengthy approvals, and create balance sheet debt. Factoring is an asset purchase based on the credit strength of your corporate clients, providing debt-free capital in 24 hours.
Does the factoring/payroll funding company cover agencies operating in both the US and Canada?
Yes. We fully support temporary staffing agencies placing contract workers with private and corporate security firms across both the United States and Canada, handling cross-border complexities seamlessly.
What happens if a security client defaults on an invoice?
If you choose non-recourse factoring, the factoring cmpany covers the loss if the default stems from credit insolvency. With recourse factoring, your agency replaces or buys back the unpaid invoice.
Are there hidden costs for the billing and collection services?
No. Our professional back-office billing, invoice tracking, and customer collection services are completely free for our active factoring partners.
How quickly can we onboard and receive our first advance?
Our onboarding process is optimized for speed. Once your account is set up and your security client credit checks are approved, funds are typically deposited within 24 business hours.
Secure Your Guard Payroll with Staffing Factoring Today
Stop letting rigid corporate payment windows restrict your staffing capacity. Partner with a reliable payroll funding company to stabilize your cash flow, secure your workforce, and scale your operations. Get started today!
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